We design and manage small business insurance across New Zealand.
Whether you're a sole trader starting out, or an established small business, we work with you to create a complete plan to protect your investment and the vision you've created.
There's more to small business insurance than protecting your stock and physical assets.
Most business owners understand the importance of protecting their stock, buildings and assets.
But, it's essential to understand what the impact on your business would be if a critical team member, such as the owner/manager, were unable to work for an extended period.
Small Business Insurance can help with cash flow in the short term while providing a clear contingency plan in the long run.
We procrastinated for so long about looking into our insurance as it was in the "too hard basket". We then met with Jil and got things sorted. She made it so easy and we are confident that we now have much better policies in place. If you haven't looked into your insurances in a while, honestly you should. Ours were not set up to our best advantage despite previously using a broker. Such a load off our minds. Highly recommend.
We work with clients in a range of areas:
- Revenue Protection - Provides a monthly benefit to assist the company financially if illness or injury occur within the company.
- Debt Repayment - Lump sum cover to repay business debt.
- Key Person Insurance - Cover to keep the business operating by funding a replacement quickly - temporarily or permanently - if the critical person is unable to do their job.
- Share Purchase Cover (Buy and Sell Insurance) - Funds to buyout and purchase shares of co-owners/partners in the event of their death or permanent disability.